08.07.2025, 23:03
DIA plans to pay insurance indemnity to depositors in digital rubles
Source: OREANDA-NEWS
OREANDA-NEWS The Deposit Insurance Agency (DIA) is preparing to pay insurance compensation to depositors, including through the quick payment system (SBP) and through the digital ruble platform, said Natalia Boldyreva, director of the DIA Insurance Department, at the ProFit financial literacy marathon.
"The State Corporation Deposit Insurance Agency (DIA) plans to provide insurance indemnity payments to depositors through the Fast payment system (SBP) and the digital ruble platform," the DIA Telegram channel quotes her as saying.
Boldyreva also noted that the DIA is working on the implementation of the possibility of online submission of applications for payment of guarantee compensation by participants in the non-state pension system.
According to her, currently the share of electronic payments to depositors ranges from 30% to 60%, depending on the bank and its territorial location. "The Gosuslugi portal accounts for 72% of online requests, while the DIA website accounts for 28%. DIA makes more than 60% of all non-cash transfers of insurance indemnity to Mir cards. This payment method allows depositors to receive funds within a few minutes around the clock," the Telegram channel of the state corporation says.
The digital ruble is the third form of the Russian national currency that the Bank of Russia plans to issue in addition to existing forms of money (cash and non-cash). The Central Bank has been conducting a pilot with digital rubles since August 15, 2023.
In February of this year, the head of the Central Bank, Elvira Nabiullina, said that the widespread introduction of the digital ruble would take place somewhat later than planned. In June, the regulator announced that it had sent proposals to the State Duma to change the date of mass adoption of the digital ruble in the draft law to September 1, 2026, from which date the largest banks will have to provide their customers with the opportunity to make transactions with the digital national currency. The Bank of Russia expects that the digital ruble will become a familiar payment method in 5-7 years.
"The State Corporation Deposit Insurance Agency (DIA) plans to provide insurance indemnity payments to depositors through the Fast payment system (SBP) and the digital ruble platform," the DIA Telegram channel quotes her as saying.
Boldyreva also noted that the DIA is working on the implementation of the possibility of online submission of applications for payment of guarantee compensation by participants in the non-state pension system.
According to her, currently the share of electronic payments to depositors ranges from 30% to 60%, depending on the bank and its territorial location. "The Gosuslugi portal accounts for 72% of online requests, while the DIA website accounts for 28%. DIA makes more than 60% of all non-cash transfers of insurance indemnity to Mir cards. This payment method allows depositors to receive funds within a few minutes around the clock," the Telegram channel of the state corporation says.
The digital ruble is the third form of the Russian national currency that the Bank of Russia plans to issue in addition to existing forms of money (cash and non-cash). The Central Bank has been conducting a pilot with digital rubles since August 15, 2023.
In February of this year, the head of the Central Bank, Elvira Nabiullina, said that the widespread introduction of the digital ruble would take place somewhat later than planned. In June, the regulator announced that it had sent proposals to the State Duma to change the date of mass adoption of the digital ruble in the draft law to September 1, 2026, from which date the largest banks will have to provide their customers with the opportunity to make transactions with the digital national currency. The Bank of Russia expects that the digital ruble will become a familiar payment method in 5-7 years.
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