OREANDA-NEWS  The most profitable investment assets in Russia over the past seven years have been gold and deposits. This is reported by the newspaper Izvestia, citing data from the Association of Russian Banks (ARB).

From 2019 to 2025, experts say, the above assets brought the owners the highest income, which significantly exceeded inflation. Their figure for the reporting period was 62.9 percent.

The analysts explained that gold turned out to be the most profitable investment instrument. Since 2019, this asset has gained 295 percent in value. The increase in the exchange price of the precious metal turned out to be almost fourfold. For the rest, bank ruble deposits helped Russians save their savings in the face of accelerating inflation.

The latter will remain attractive to citizens for a long time, VTB Senior Vice President Alexei Okhorzin said earlier. The average yield on such financial products, he explained, will continue to remain high until the Central Bank's key rate becomes unambiguous. There are no significant prerequisites for this in 2026, emphasized Alexey Zabotkin, deputy chairman of the regulator.

As for gold, a number of experts recommended that Russians carefully approach investments in this precious metal. Its quotes (as well as silver), explained Dmitry Scriabin, portfolio manager of Alfa Capital Management Company, are acutely sensitive to the most minor external factors, including geopolitics and changes in the monetary policy of the US Federal Reserve System (FRS). If the tense situation stabilizes, he warned, the rapid rise in gold prices could be followed by an equally sharp depreciation, which eventually happened in early February. Against this background, a better option for Russians would be to wait for prices to stabilize, Oleg Skapenker, Associate Professor of the Department of Global Financial Markets and Fintech at Plekhanov Russian University of Economics, summed up.