RusRating Confirms Following Bank and Company Credit Ratings

BANK (City)

National Rating

InternationalRating

03.02.2012

02.03.2012

03.02.2012

02.03.2012

GE MONEY BANK (Moscow)*

ААА

ААА

А+

А+

ROSBANK (Moscow)

ААА

ААА

А+

А+

VTB 24 (Moscow)

ААА

ААА

А

А

ALFA-BANK (Moscow)

АА+

АА+

BBB+

BBB+

BANK OF MOSCOW (Moscow)

АА+

АА+

ВВВ+

ВВВ+

CREDIT EUROPE (Moscow) *

АА+

АА+

ВВВ+

ВВВ+

GAZPROMBANK (Moscow)

АА+

АА+

BBB+

BBB+

AK BARS (Kazan)

АА

АА

BBB

BBB

B&N BANK (Moscow)*

АА-

АА

BBB-

BBB

CREDIT BANK OF MOSCOW* (Moscow)

АА

АА

BBB

BBB

KHANTY-MANSIISKI BANK

АА

АА

BBB

BBB

MDM BANK (Novosibirsk)

АА

АА

BBB

BBB

NOMOS BANK (Moscow)

АА

АА

BBB

BBB

AVANGARD (Moscow)*

АА-

АА-

BBB-

BBB-

MBRD (Moscow)

АА-

АА-

BBB-

BBB-

ORIENT EXPRESS (Blagoveshchensk)*

АА-

АА-

BBB-

BBB-

PETROCOMMERCE (Moscow)

АА-

АА-

BBB-

BBB-

PROBUSINESSBANK (Moscow)*

АА-

АА-

BBB-

BBB-

PROMSVYAZBANK (Moscow)

АА-

АА-

BBB-

BBB-

SKB-BANK (Ekaterinburg)*

АA-

АA-

BBB-

BBB-

SOVCOMBANK (Kostroma)*

АA-

АA-

BBB-

BBB-

URALSIB (Moscow)

АА-

АА-

BBB-

BBB-

VOZROZHDENIE (Moscow)

АА-

АА-

BBB-

BBB-

ZENIT (Moscow)

АА-

АА-

BBB-

BBB-

SAROVBUSINESSBANK (Sarov)*

A+

A+

BB+

BB+

RUSSIAN STANDARD (Moscow)

ВВВ+

A+

BB

BB+

EXPOBANK (Moscow)*

--

A

--

BB+

SDM-BANK (Moscow)*

А

А

BB+

BB+

BFG CREDIT (Moscow)*

A-

А-

BB+

BB+

FUNDSERVICEBANK (Moscow)*

А-

А-

BB+

BB+

MOSSTROYEKONOMBANK* (Moscow)

А-

А-

BB+

BB+

NBD-BANK (Nizhni Novgorod)*

А-

А-

BB+

BB+

BANK24.RU (Ekaterinburg)*

ВВВ+

ВВВ+

BB

BB

BANK TAVRICHESKI*(St. Petersburg)

ВВВ+

ВВВ+

BB

BB

EXPRESS VOLGA (Saratov)*

ВВВ+

ВВВ+

BB

BB

GAZENERGOBANK (Kaluga)*

ВВВ+

ВВВ+

BB

BB

KUBAN CREDIT (Krasnodar)*

ВВВ+

ВВВ+

BB

BB

SOBINBANK (Moscow)*

ВВВ+

ВВВ+

BB

BB

VUZ-BANK (Ekaterinburg)*

ВВВ+

ВВВ+

BB

BB

BANK EKATERINBURG* (Ekaterinburg)

ВВВ

ВВВ

BB

BB

CHELINDBANK (Chelyabinsk)

ВВВ

ВВВ

BB

BB

GARANT-INVEST (Moscow)*

ВВВ

ВВВ

BB

BB

RED GATES BANK (Moscow)*

ВВВ

ВВВ

BB

BB

TRUST NB (Moscow)*

ВВВ

ВВВ

BB

BB

UBRD (Ekaterinburg)

ВВВ-

ВВВ

BB-

BB

IBSP (St. Petersburg)

ВВВ-

ВВВ-

BB-

BB-

MILLENNIUM BANK (Moscow)*

ВВВ-

ВВВ-

BB-

BB-

SOYUZ (Moscow)

ВВВ-

ВВВ-

BB-

BB-

BANK OF SETTLEMENTS & SAVINGS (Moscow)*

ВВ+

ВВ+

B+

B+

COMPANY (City)

National Rating

InternationalRating

03.02.2012

02.03.2012

03.02.2012

02.03.2012

JFC SISTEMA (Moscow) *

AA+

AAA

ВВВ+

A-

SITRONICS (Moscow) *

A-

--

ВВ+

--

VF SERVICES (Moscow) *

BBB-

BBB-

BB-

BB-

MUTUAL FUND (City)

National Rating

InternationalRating

03.02.2012

02.03.2012

03.02.2012

02.03.2012

ZRPIF FINAM KV (Moscow) *

BBB-

BBB

BB-

BB

BONDS (City)

National Rating

InternationalRating

03.02.2012

02.03.2012

03.02.2012

02.03.2012

INFRASTRUCTURE BOND SERIES 01 ISSUED BY OOO UPRAVLENIE OTKHODAMI – VOLGOGRAD *

BBB-

BBB-

BB-

BB-

INFRASTRUCTURE BOND SERIES 01 ISSUED BY ZAO UPRAVLENIE OTKHODAMI – NN (N.Novgorod)*

BBB-

BBB-

BB-

BB-

INTEREST-BEARING DOCUMENTARY NON-CONVERTIBLE BEARER EXCHANGE BONDS SERIES 03 ISSUED BY OAO TGK-1 (S.-Petersburg)*

AA-

AA-

BBB-

BBB-

INTEREST-BEARING DOCUMENTARY NON-CONVERTIBLE BEARER EXCHANGE BONDS SERIES 04 ISSUED BY OAO TGK-1 (S.-Petersburg)*

--

AA-

--

BBB-