RusRating Confirms Following Bank and Company Credit Ratings

BANK

National Rating

International Rating

02.12.2013

27.12.2013

02.12.2013

27.12.2013

GE MONEY BANK (Moscow)*

AAA

AAA

A+

A+

ROSBANK (Moscow)

AAA

AAA

A

A

VTB 24 (Moscow)

AAA

AAA

A

A

ALFA-BANK (Moscow)

AAA

AAA

A-

A-

GAZPROMBANK (Moscow)

AAA

AAA

A-

A-

BANK OF MOSCOW (Moscow)

AA+

AA+

BBB+

BBB+

CREDIT BANK OF MOSCOW (Moscow)*

AA+

AA+

BBB+

BBB+

CREDIT EUROPE (Moscow)*

AA+

AA+

BBB+

BBB+

B&N BANK (Moscow)*

AA

AA

BBB

BBB

KHANTY-MANSIISKI BANK (Tyumen region)

AA

AA

BBB

BBB

NOMOS BANK (Moscow)

AA

AA

BBB

BBB

PERESVET (Moscow)*

AA

AA

BBB

BBB

VOZROZHDENIE (Moscow)

AA

AA

BBB

BBB

AK BARS (Kazan)

AA-

AA-

BBB-

BBB-

AVANGARD (Moscow)*

AA-

AA-

BBB-

BBB-

MTS BANK (Moscow)

AA-

AA-

BBB-

BBB-

MDM BANK (Novosibirsk)

AA-

AA-

BBB-

BBB-

PETROCOMMERCE (Moscow)

AA-

AA-

BBB-

BBB-

PROBUSINESSBANK (Moscow)*

AA-

AA-

BBB-

BBB-

PROMSVYAZBANK (Moscow)

AA-

AA-

BBB-

BBB-

RUSSIAN STANDARD (Moscow)

AA-

AA-

BBB-

BBB-

SAROVBUSINESSBANK (Sarov)*

AA-

AA-

BBB-

BBB-

SDM-BANK (Moscow)*

AA-

AA-

BBB-

BBB-

SKB-BANK (Yekaterinburg)*

AA-

AA-

BBB-

BBB-

SOVCOMBANK (Kostroma)*

AA-

AA-

BBB-

BBB-

URALSIB (Moscow)

AA-

AA-

BBB-

BBB-

ZENIT (Moscow)

AA-

AA-

BBB-

BBB-

EXPOBANK (Moscow)*

A+

A+

BB+

BB+

BANK TAVRICHESKI(St. Petersburg)*

A-

A-

BB+

BB+

BFG CREDIT (Moscow)*

A-

A-

BB+

BB+

FUNDSERVICEBANK (Moscow)*

A-

A-

BB+

BB+

KUBAN CREDIT (Krasnodar)*

BBB+

A-

BB

BB+

M BANK (Moscow)*

A-

A-

BB+

BB+

TRUST NB (Moscow)*

A-

A-

BB+

BB+

BANK24.RU (Yekaterinburg)*

BBB+

BBB+

BB

BB

EXPRESS VOLGA (Saratov)*

BBB+

BBB+

BB

BB

GARANT-INVEST (Moscow)*

BBB+

BBB+

BB

BB

GAZENERGOBANK (Kaluga)*

BBB+

BBB+

BB

BB

POIDEM! (Moscow)*

BBB+

BBB+

BB

BB

SOBINBANK (Moscow)*

BBB+

BBB+

BB

BB

VUZ-BANK (Yekaterinburg)*

BBB+

BBB+

BB

BB

BANK YEKATERINBURG (Yekaterinburg) *

BBB

BBB

BB

BB

CHELINDBANK (Chelyabinsk)

BBB

BBB

BB

BB

MILLENNIUM BANK (Moscow)*

BBB

BBB

BB

BB

RED GATES BANK (Moscow)*

BBB

BBB

BB

BB

SPURT BANK (Kazan)*

BBB

BBB

BB

BB

BANK OF SETTLEMENTS & SAVINGS (Moscow)*

BBB-

BBB-

BB-

BB-

IBSP (St. Petersburg)

BBB-

BBB-

BB-

BB-

SOYUZ (Moscow)

BBB-

BBB-

BB-

BB-

ECONOMIC UNION (Moscow)*

BB+

BB+

B+

B+

INVESTSOCBANK (Moscow)*

BB+

BB+

B+

B+

COMPANY

National Rating

International Rating

02.12.2013

27.12.2013

02.12.2013

27.12.2013

JFC SISTEMA (Moscow)*

AAA

AAA

A-

A-

ZABAIKAL REGION GUARANTEE FUND (Chita)*

AA-

AA-

BBB-

BBB-

AVOCA TRADING LTD (Cyprus)*

A-

A-

BB+

BB+

AZEN OIL COMPANY (The Netherlands)*

--

--

BB+

BB+

ZABAIKAL REGION SMALL BUSINESS SUPPORT FUND (Chita)*

A-

A-

BB+

BB+

PERESVET-INVEST (Moscow)*

BBB+

BBB+

BB

BB

ARTSISTEMSTROI (Moscow)*

BBB

BBB

BB

BB

DELTA-HOLDING (Moscow)*

BBB

BBB

BB

BB

DOK YENISEI (Krasnoyarsk region)*

BBB

BBB

BB

BB

EURASIAN FINANCIAL SERVICES (Dublin)*

BBB

BBB

BB

BB

HANOVERDY OVERSEAS LTD (Cyprus)*

--

--

BB

BB

HANBERG FINANCE LTD (Cyprus)*

BBB

BBB

BB

BB

HYPERCENTRE (Moscow)*

BBB

BBB

BB

BB

KINGCOAL (Moscow)*

BBB

BBB

BB

BB

KOMPANIA SLAVICH (Yaroslavl region)*

BBB

BBB

BB

BB

KONTSERN LUSSINE (Moscow)*

BBB

BBB

BB

BB

LIFE CAPITAL & REVENUES INSURANCE LLC (Podolsk)*

BBB

BBB

BB

BB

LIFE FACTORING (Moscow)*

BBB

BBB

BB

BB

MCW FUELS Inc. (USA, California)*

--

--

BB

BB

MGIiS (Moscow)*

BBB

BB

NEFTEGAZOPTIMIZATSIA (Moscow)*

BBB

BBB

BB

BB

ORGANICA SINTEZ (Moscow)*

--

BBB

--

BB

ROSEMONT PROPERTY MANAGEMENT (New-Mexico)*

--

--

BB

BB

RTI KAUCHUK (Moscow)*

BBB

BBB

BB

BB

SANGTUDINSKAYA GES-1 (Tajikistan)*

--

--

BB

BB

STROIEKOLOGIA (Moscow)*

BBB

BBB

BB

BB

STROIPRESTIZH (Moscow)*

--

BBB

--

BB

UNICSTATE (Moscow)*

BBB

BBB

BB

BB

VF SERVICES (Moscow)*

BBB

BBB

BB

BB

LOID (Moscow)*

BB+

BB+

BBB+

BBB+

MILLGREEN LIMITED (Cyprus)*

BB+

BB+

BBB+

BBB+

SOYUZ-KAPITAL (Moscow)*

BB+

BB+

BBB+

BBB+

ASSET MANAGEMENT

National Rating

International Rating

02.12.2013

27.12.2013

02.12.2013

27.12.2013

SAVINGS AND INVESTMENTS (Moscow)*

AA-

AA-

BBB-

BBB-

MUTUAL FUND

National Rating

International Rating

02.12.2013

27.12.2013

02.12.2013

27.12.2013

ZRPIF FINAM KV (Moscow)*

BBB

BBB

BB

BB

BONDS

National Rating

International Rating

02.12.2013

27.12.2013

02.12.2013

27.12.2013

INTEREST-BEARING DOCUMENTARY NON-CONVERTIBLE BEARER EXCHANGE BONDS SERIES 03 ISSUED BY OAO TGK-1 (S.-Petersburg)*

AA

AA

BBB

BBB

INTEREST-BEARING DOCUMENTARY NON-CONVERTIBLE BEARER EXCHANGE BONDS SERIES 04 ISSUED BY OAO TGK-1 (S.-Petersburg)*

AA

AA

BBB

BBB

INFRASTRUCTURE BOND SERIES 01

ISSUED BY ZAO UPRAVLENIE OTKHODAMI ЁC NN (N.Novgorod)*

BBB-

BBB-

BB-

BB-