RusRating Confirms Bank and Company Credit Ratings as of September, 1

BANK

National Rating

International Rating

01.08.2014

01.09.2014

01.08.2014

01.09.2014

ROSBANK (Moscow)

„@„@„@

„@„@„@

„@

„@

VTB 24 (Moscow)

„@„@„@

„@„@„@

„@

„@

ALFA-BANK (Moscow)

„@„@A

„@„@A

A-

A-

GAZPROMBANK (Moscow)

„@„@A

„@„@A

A-

A-

BANK OF MOSCOW (Moscow)

„@„@+

„@„@+

„B„B„B+

„B„B„B+

CREDIT BANK OF MOSCOW (Moscow)*

„@„@+

„@„@+

BBB+

BBB+

CREDIT EUROPE (Moscow)*

„@„@+

„@„@+

„B„B„B+

„B„B„B+

B&N BANK (Moscow)*

„@„@

„@„@

BBB

BBB

KHANTY-MANSIISKI BANK (Tyumen region)

„@„@

„@„@

BBB

BBB

FC OTKRITIE (Moscow)

„@„@

„@„@

BBB

BBB

PERESVET (Moscow)*

AA

„@„@

BBB

BBB

VOZROZHDENIE (Moscow)

„@„@

„@„@

BBB

BBB

AK BARS (Kazan)

„@„@-

„@„@-

BBB-

BBB-

AVANGARD (Moscow)*

„@„@-

„@„@-

BBB-

BBB-

MTS BANK (Moscow)

„@„@-

„@„@-

BBB-

BBB-

PETROCOMMERCE (Moscow)

„@„@-

„@„@-

BBB-

BBB-

PROBUSINESSBANK (Moscow)*

„@„@-

„@„@-

BBB-

BBB-

PROMSVYAZBANK (Moscow)

„@„@-

„@„@-

BBB-

BBB-

RUSSIAN STANDARD (Moscow)

AA-

AA-

BBB-

BBB-

SAROVBUSINESSBANK (Sarov)*

AA-

AA-

BBB-

BBB-

SDM-BANK (Moscow)*

„@A-

„@A-

BBB-

BBB-

SKB-BANK (Ekaterinburg)*

„@A-

„@A-

BBB-

BBB-

SOVCOMBANK (Kostroma)*

„@A-

„@A-

BBB-

BBB-

URALSIB (Moscow)

„@„@-

„@„@-

BBB-

BBB-

ZENIT (Moscow)

„@„@-

„@„@-

BBB-

BBB-

EXPOBANK (Moscow)*

A+

A+

BB+

BB+

MDM BANK (Novosibirsk)*

„@

„@

BB+

BB+

BANK TAVRICHESKI(St. Petersburg)*

„@-

„@-

BB+

BB+

BFG CREDIT (Moscow)*

A-

„@-

BB+

BB+

FUNDSERVICEBANK (Moscow)*

„@-

„@-

BB+

BB+

KUBAN CREDIT (Krasnodar)*

A-

A-

BB+

BB+

TRUST NB (Moscow)*

A-

A-

BB+

BB+

IMONEY BANK (Moscow)*

--

BBB+

--

BB

BANK24.RU (Ekaterinburg)*

„B„B„B+

„B„B„B+

BB

BB

EXPRESS VOLGA (Saratov)*

„B„B„B+

„B„B„B+

BB

BB

GARANT-INVEST (Moscow)*

„B„B„B+

„B„B„B+

BB

BB

GAZENERGOBANK (Kaluga)*

„B„B„B+

„B„B„B+

BB

BB

POIDEM! (Moscow)*

„B„B„B+

„B„B„B+

BB

BB

VUZ-BANK (Ekaterinburg)*

„B„B„B+

„B„B„B+

BB

BB

BANK EKATERINBURG (Ekaterinburg) *

„B„B„B

„B„B„B

BB

BB

CHELINDBANK (Chelyabinsk)

„B„B„B

„B„B„B

BB

BB

MILLENNIUM BANK (Moscow)*

„B„B„B

„B„B„B

BB

BB

RED GATES BANK (Moscow)*

„B„B„B

„B„B„B

BB

BB

SPURT BANK (Kazan)*

„B„B„B

„B„B„B

„B„B

„B„B

IBSP (St. Petersburg)

„B„B„B-

„B„B„B-

BB-

BB-

SOYUZ (Moscow)

„B„B„B-

„B„B„B-

BB-

BB-

ECONOMIC UNION (Moscow)*

„B„B+

„B„B+

„B+

B+

INVESTSOCBANK (Moscow)*

BB+

BB+

B+

B+

M BANK (Moscow)*

BB-

BB-

B-

B-

AKCIA (Ivanovo)*

B-

B-

CCC

CCC

COMPANY

National Rating

International Rating

01.08.2014

01.09.2014

01.08.2014

01.09.2014

JFC SISTEMA (Moscow)*

AAA

AAA

A-

A-

MOSPROMSTROI (Moscow)*

AA-

AA-

BBB-

BBB-

ZABAIKAL REGION GUARANTEE FUND (Chita)*

AA-

AA-

BBB-

BBB-

AVOCA TRADING LTD (Cyprus)*

A-

A-

BB+

BB+

AZEN OIL COMPANY (The Netherlands)*

--

--

BB+

BB+

ZABAIKAL REGION SMALL BUSINESS SUPPORT FUND (Chita)*

A-

A-

BB+

BB+

PERESVET-INVEST (Moscow)*

BBB+

BBB+

BB

BB

ARTSISTEMSTROI (Moscow)*

BBB

BBB

BB

BB

DELTA-HOLDING (Moscow)*

BBB

BBB

BB

BB

EURASIAN FINANCIAL SERVICES (Dublin)*

BBB

BBB

BB

BB

EURASIA REAL ESTATE (Moscow region)*

BBB

BBB

BB

BB

EXPO PLAZA (Ufa)*

BBB

BBB

BB

BB

FINRATE (Moscow)*

BBB

BBB

BB

BB

HANOVERDY OVERSEAS LTD (Cyprus)*

--

--

BB

BB

HANBERG FINANCE LTD (Cyprus)*

BBB

BBB

BB

BB

HYPERCENTRE (Moscow)*

BBB

BBB

BB

BB

KINGCOAL (Moscow)*

BBB

BBB

BB

BB

KOMPANIA SLAVICH (Yaroslavl region)*

BBB

BBB

BB

BB

KONTSERN LUSSINE (Moscow)*

BBB

BBB

BB

BB

LIFE FACTORING (Moscow)*

BBB

BBB

BB

BB

MCW FUELS Inc. (USA, California)*

--

--

BB

BB

MGIiS (Moscow)*

BBB

BBB

BB

BB

NEFTEGAZOPTIMIZATSIA (Moscow)*

BBB

BBB

BB

BB

NIAGARA (Moscow)*

BBB

BBB

BB

BB

ORGANICA SINTEZ (Moscow)*

BBB

BBB

BB

BB

POLITEKS (Moscow)*

BBB

BBB

BB

BB

R1 (Novosibirsk)*

--

BBB

--

BB

REGIONINVEST (Moscow)*

BBB

BBB

BB

BB

ROSEMONT PROPERTY MANAGEMENT (New-Mexico)*

--

--

BB

BB

RTI KAUCHUK (Moscow)*

BBB

BBB

BB

BB

SANGTUDINSKAYA GES-1 (Tajikistan)*

--

--

BB

BB

SOLOMENSKI LESOZAVOD (Karelia)*

--

BBB-

--

BB-

STROIEKOLOGIA (Moscow)*

BBB

BBB

BB

BB

STROIPRESTIZH (Moscow)*

BBB

BBB

BB

BB

STROIZHILINVEST (Moscow)*

BBB

BBB

UNICSTATE (Moscow)*

BBB

BBB

BB

BB

URALNEFTEGAZPROM (Orenburg)*

BBB

BBB

BB

BB

VF SERVICES (Moscow)*

BBB

BBB

BB

BB

DELTA-FINANCE (Moscow)*

BBB-

BBB-

GOLDEN FUNDS (Moscow)*

BBB-

BBB-

BB-

BB-

ISKRA (Moscow)*

BBB-

BBB-

BB-

BB-

NEWHOWTRADE (Moscow)*

BBB-

BBB-

BB-

BB-

REGION-INVEST (Moscow)*

BBB-

BBB-

TSENTR INNIVATSIONNYKH RESHENII (Moscow)*

BBB-

BBB-

BB-

BB-

UNGP-FINANCE (Moscow)*

BBB-

BBB-

LOID (Moscow)*

BB+

BB+

B+

B+

MILLGREEN LIMITED (Cyprus)*

BB+

BB+

B+

B+

SOYUZ-KAPITAL (Moscow)*

BB+

BB+

B+

B+

ASSET MANAGEMENT

National Rating

International Rating

01.08.2014

01.09.2014

01.08.2014

01.09.2014

SAVINGS AND INVESTMENTS (Moscow)*

AA-

AA-

BBB-

BBB-

MUTUAL FUND

National Rating

International Rating

01.08.2014

01.09.2014

01.08.2014

01.09.2014

ZRPIF FINAM KV (Moscow)*

BBB+

BBB+

BB

BB

BONDS

National Rating

International Rating

01.08.2014

01.09.2014

01.08.2014

01.09.2014

MORTGAGE BOND SERIES 01 ISSUED BY ZAO IPOTECHNY AGENT ЃgMOSKOVSKIЃh(Moscow)*

--

BBB-

--

BB-

BOND SERIES 01 ISSUED BY OOO REGION-INVEST (Moscow)*

BBB

BBB

INFRASTRUCTURE BOND SERIES 01 ISSUED BY ZAO UPRAVLENIE OTKHODAMI - NN (N.Novgorod)*

BBB-

BBB-

BB-

BB-