OREANDA-NEWS From November 21 to 25, 2023, the III All—Russian Mortgage Marathon will be held - a joint project of the Institute for Development in the Housing Sector DOM.The Russian Federation, the Ministry of Finance of Russia and the Bank of Russia.

The marathon will be attended by leading experts and participants of the financial market, representatives of departments and ministries, specialists of leading banks and real estate agencies. Among the participants: Mikhail Mamuta, member of the Board of Directors of the Central Bank of the Russian Federation, Alexey Yakovlev, Deputy Director of the Financial Policy Department of the Ministry of Finance, Head of the Analytical Center DOM.Russian Federation Mikhail Goldberg, Director of the DOM Consulting Center.Russian Federation Mikhail Kovalev, TV presenter Tutta Larsen, representatives of BEAC, Rosbank, CIAN, Metrium.

"The marathon will allow you to get maximum information about how to act in various life circumstances when solving the housing issue, how to choose the most suitable financial instruments for this. Learn more about government support measures in the housing sector. Buying a home is one of the most important decisions in a person's life, so you need to approach it as consciously as possible. Over the past five years, mortgages have helped improve the living conditions of almost eight million Russian families. At the same time, one of the key tools has become a preferential mortgage. Today, every second loan for the purchase of new housing is issued with the help of state preferential programs. But in the current conditions, it is important not to overheat the market and gradually switch to market conditions, with the exception of targeted social support measures. Experts will tell about all the nuances of preferential lending within the framework of the mortgage marathon," said Deputy Finance Minister Alexei Moiseev.

The event will interest both those who are just planning to take out a mortgage, and those who have already issued it, but are faced with loan servicing issues. The marathon will allow you to get all the necessary information and avoid mistakes when making responsible decisions.

"A person decides to take out a mortgage loan in the hope of improving their living conditions and, ultimately, the quality of life. However, it is important to understand that a mortgage is a long-term game, which means that you need to have a sufficient supply of resources and a stable income. Therefore, this decision should be as balanced as possible. Participation in the events of the mortgage marathon will help to assess financial and psychological readiness to apply for a loan and make an informed choice," said Mikhail Mamuta, member of the Board of Directors of the Bank of Russia, Head of the Consumer Protection Service.

"Today, mortgages remain one of the most effective ways to improve the living conditions of Russians. According to opinion polls, more than 80 percent of families are ready to consider a mortgage when buying a home. At the same time, a special role today is played by state—supported programs that help maintain housing affordability for citizens - more than 2.2 million families have already used preferential mortgages. Over the past year, the mortgage market has undergone a number of changes due to a number of factors. Among them are the adjustment of mortgage conditions with state support and new regulatory measures, a change in the key rate, etc. The leading experts of the market will help to understand all the subtleties of mortgage lending within the framework of the mortgage marathon. This year it is held on the site of the exhibition "Russia" both online and offline format,"— said the Deputy General Director of the HOUSE.Russian Federation Alexey Nidens.

The broadcast will be available on the pages of Telegram, VKontakte and the ask website.dom.rf.

An online mortgage knowledge test is open for marathon participants, which will help determine the degree of readiness to apply for a home loan. According to its results, participants will receive certificates and points of the "Another Matter" service, which can be exchanged for prizes from project partners. Residents and guests of Moscow will be able to take part in lectures and master classes from DOM experts.Russian Federation and popular financial bloggers. The events will be held in full-time format in the pavilions of the exhibition "Russia" at the VDNH site.

In 2023, the partners of the event were the Ministry of Finance of Russia, the Ministry of Labor of Russia, Rosmolodezh, the Department of Finance of the city of Moscow, the Russian society "Knowledge", the social network "Vkontakte", as well as the development program "Another matter" (ANO "Russia is a country of opportunities").