OREANDA-NEWS  For every second Russian, the ideal size of a financial safety cushion is an annual income. This is reported by RIA Novosti with reference to the results of a joint survey of Roskachestvo and the Finance Mail service.

53 percent of the respondents gave a similar answer. For 22 respondents, the ideal size of the financial cushion turned out to be an amount equal to 6-12 monthly incomes. Another 13 percent consider it sufficient to have savings in the amount of three to six monthly incomes. In turn, for 2 percent of the respondents, the optimal amount was one or two salaries.

The study also found that Russians most often save less than 5 percent of their income. This was the answer given by 42 percent of the respondents. A quarter of the respondents replenish their financial cushion by 10-20 percent, and another 12 percent increase their savings by 20-50 percent. Only 6 percent of citizens save more than half of their monthly income.

According to the results of a survey conducted by the SuperJob job search portal, the average Russian in 2026 will have enough income in the amount of 273 thousand rubles per month for happiness. At the same time, the rate among men was higher than among women. If you look at the place of residence, the biggest requests were made by Muscovites and Petersburgers.