OREANDA-NEWS. Since November 18, 2008 B.I.N.BANK offers to its customers a new "Universal" banking card which combines advantages and opportunities of the foregoing "Profitable" and "Credit" cards. The "Universal" account may be opened in three currencies: rubles, US dollars and Euro, reported the press-centre of B.I.N.BANK.

The "Universal" card enables the holder to obtain the increased interest which depends on amount of balances on the account (income is up to 10% in rubles, 6,5% in US dollars and 5,5% in Euro).

In case the Bank establishes a credit limit, the cardholder can obtain a loan (interest rate is about 24% in rubles, 19% in US dollars and 18% in Euro) with a grace period of 30 days.