OREANDA-NEWS. In 2014, the insurance market has earned 988 billion Rubles, and payments were 472 billion Rubles. As the director of the Department of Insurance market of the Bank of Russia, Igor Zhuk, insurers collected 218 billion Rubles on the hull, on CTP - 151 billion Rubles. Compared with the results of 2013 the hull market has grown only by 2% (from 980 billion Rubles) and CTP - by 12% (from 135 billion Rubles). The number of contracts on the last type of insurance has increased slightly - from 39 million in 2013 to 40 million in 2014. Moreover, the size of payments for this type of insurance is growing faster than premiums. Thus, the average payout for "CTP" in 2013 was 27 thousand rubles, and in 2014 it was 33 thousand rubles, an increase by 22%, writes "Za rulem.RF."

As it was noted, the hull market situation is difficult. This is due to the sharp decline in sales of cars (for various reasons), and an increase of the cost of insurance because of the increased cost of spare parts, the prices of which are tied to currency. Companies are trying now to get out of the situation, introduce the franchise, but it doesn’t stop the fall of the market.

About CTP, Igor Zhuk, said that since July 1st, 2015 the citizens will have the possibility to arrange liability insurance policy in electronic form. Not all insurers have reacted enthusiastically to the idea, but it is written already the "road map" (Step Action Script) at the Central Bank, and at the Russian union of insurances to make it possible to implement this innovation in time, by July 1st. With the e-policy it is expected the increase of the number of contracts by 20%. In addition, a new instrument of insurance solves several problems. Thus, insurers will not be able to hide behind the lack of forms, they will not be able to impose additional services and prevent the execution of contracts of "CTP", by placing sales offices in remote places and limiting their opening hours in inconvenient time. The number of these abuses with the introduction of e-policies will be reduced to a minimum.