OREANDA-NEWS. In the current difficult economic situation in the country, the safest and most reliable way to invest money is a ruble deposit in a bank, said Alexander Razuvaev, a member of the Supervisory Board of the Guild of Financial Analysts and Risk Managers. He recommended opening a deposit as soon as possible, as the Central Bank may soon reduce the key rate, Radio 1 writes.

Against the backdrop of all the events, a ruble deposit is the only thing I can advise. This is the best option. And given that the Bank of Russia will soon lower the key rate, it makes sense to make a deposit sooner, while conditions are better,” Razuvaev assured.

According to him, gold is suitable for long-term investments, and he advised Russians with "extra money" to try to invest in shares of large Russian companies. Razuvaev stressed that the largest dividends would come from securities of such companies as Gazprom, Norilsk Nickel, RusHydro and other large corporations. He also added that such a decision in any case carries great risks.

Earlier, Mikhail Kogan, Head of the Analytical Research Department at the Higher School of Financial Management, said that it is impossible to directly insure against government default, insurance products that are sold on the stock exchange can only ensure portfolio diversification. In recent months, such insurance has doubled in price, but you can secure your investment yourself. In his opinion, the most convenient way to secure finances from any instability is to “spread it into different baskets”. It's about currencies.