PIB Informed on Maximum Interest Rate for Deposits of Individuals
OREANDA-NEWS. On 13 May 2009 Prominvestbank released information about maximum interest rate for deposits of individuals:
To open the current or deposit accounts the following documents are required:
for residents of
Passport;
Certificate about the Identification Number of the tax payer, issued by the Tax authority.
for non-residents (for citizens of Ukraine who permanently live abroad, for the foreigners and for the persons without the citizenship who temporary live in Ukraine during the period of up to one year according to the opened visa or documents confirming the legality of stay in Ukraine under the legislation in force):
Passport;
Certificate confirming the origination of funds in local or foreign currency.
The depositor has the right to make the power of attorney for another person to control the account in the bank as well as to make testament.
The bank guarantees the confidentiality of the information about the depositors, their transactions and account balance. The information on the account can be provided to the third parties only in the cases specified by the Ukrainian legislation in force.
Current accounts for individuals
Prominvestbank opens and maintains current accounts of individuals in Ukrainian hryvna and foreign currencies and to do the following transactions through these accounts:
cash operations;
clearing (non-cash payments) for the services, goods, utilities and other payments;
money transactions.
Prominvestbank credits to the current accounts of private persons:
salaries, pensions, aids, author's royalty for writings, musical works, arts, artistic business, scientific works and inventions;
insurance payments, loans under personal insurance, insurance compensation under property insurance;
rent payments, rent of real estate and movable property;
compensation to the workers and officers for permanent injury, or death of the bread-winner;
funds in hryvna from sale of foreign currency;
funds from sales of own property and agricultural products;
other proceeds that are not in conflict with Ukrainian legislation in force.
It is possible to receive the interest on call deposits monthly, quarterly or at the year end at the rate:
in the local currency - up to 0.5% p.a.;
in foreign currency - up to 0.5% p.a.
Accounts for pecuniary aid and social aid payment
Prominvestbank opens and maintains accounts for individuals for pecuniary aid and social aid payments. In order to open such account the customer is to submit the document confirming the establishing of the aid and the certificate from the institution that establishes and finances the aid. In case the private person has already had the account opened with a bank the social aid could be credited to these accounts.
|
Period |
In UAH |
In USD |
In EUR |
In RUR |
|
1 month |
18,0% p.a. |
7,0% p.a. |
9,0% p.a. |
9,0% p.a. |
|
from 1 up to 3 months |
18,5% p.a. |
9,5% p.a. |
up to 10,5% p.a. |
up to 10,5% p.a. |
|
from 3 up to 6 months |
19,0% p.a. |
10,5% p.a. |
up to 11,3% p.a. |
up to 11,3% p.a. |
|
from 6 up to 12 months |
20,0% p.a. |
up to 13,0% p.a. |
up to 13,0% p.a. |
up to 13,0% p.a. |
|
over 12 months |
21,0% p.a. |
up to 13,2% p.a. |
up to 13,2% p.a. |
up to 13,2% p.a. |
|
Interests are paid monthly, quarterly or at the end of the term | ||||
|
Period |
In UAH |
In USD |
In EUR |
In RUR |
|
7 days |
14,0% p.a. |
4,0% p.a. |
6,0% p.a. |
6,0% p.a. |
|
21 days |
16,0% p.a. |
5,0% p.a. |
8,0% p.a. |
8,0% p.a. |
|
Interests are paid at the end of the term. Increase of sum of the deposit is disallowed. | ||||
|
Period |
In UAH |
In USD |
In EUR |
In RUR |
|
3 months |
22,0% p.a. |
10,0% p.a. |
13,0% p.a. |
13,0% p.a. |
|
Minimum amount of deposit: UAH 500; USD/EUR 100. | ||||
|
Period |
In UAH |
In USD |
In EUR |
In RUR |
|
6 months |
23,0% p.a. |
11,0% p.a. |
14,0% p.a. |
14,0% p.a. |
|
Minimum amount of deposit: UAH 500; USD/EUR 100. | ||||
|
Period |
In UAH |
In USD |
In EUR |
|
6 months |
from 17% up to 25% p.a. |
from 10% up to 17% p.a. |
from 10% up to 17% p.a. |
|
18 months |
from 17% up to 30% p.a. |
from 11% up to 20% p.a. |
from 11% up to 20% p.a. |
|
Minimum amount of deposit: UAH 500; USD /EUR100 . | |||
|
Period |
In UAH |
In USD |
In EUR |
|
6 months |
from 17% up to 25% p.a. |
from 10% up to 17% p.a. |
from 10% up to 17% p.a. |
|
18 months |
from 17% up to 30% p.a. |
from 11% up to 20% p.a. |
from 11% up to 20% p.a. |
|
Minimum amount of deposit: UAH 500; USD /EUR100 . | |||
|
Period |
In UAH |
In USD |
In EUR |
|
9 months |
23,5% p.a. |
14,5% p.a. |
14,5% p.a. |
|
The deposit is opened on terms of action "An offer for friends". For individuals, who are depositors of Prominvestbank (have deposit account with the bank) and who convinced new depositor (that has no any opened account with the bank); this new depositor also agreed to deposit on his deposit account an amount not less than UAH 5000.00 (or equivalent in foreign currency). | |||
|
Period |
In UAH |
In USD |
In EUR |
|
from 2 до 3 років |
21,0% p.a. |
up to 12,5% p.a. |
up to 12,5% p.a. |
|
Within the period of deposit it is possible to get a loan on beneficial terms under the pledge of the deposit. if the deposit was kept less than one year, the interests are paid at the rate for the call deposits (current accounts). In case the depositor has already received any interest, the bank will deduct it from the deposit amount. if the deposit was kept one year and more, the interest are paid for the full year according to the deposit agreement and for the part of the year - at the rate for the call deposits (current accounts). | |||
|
Period |
In UAH |
In USD |
In EUR |
|
2 роки |
20,5% p.a. |
up to 13,2% p.a. |
up to 13,2% p.a. |
|
Interests are paid monthly in cash or are transferred to the current (card) account of the depositor. up to 3 months after date of account opening - at the rate for call deposits ( current accounts). The bank deducts from the deposit amount of interests already paid. 3 to 6 months - 50% of the effective interest rate. The bank deducts from the deposit amount of interests already paid. 6 to 12 months - 70% of the effective interest rate. The bank deducts from the deposit amount of interests already paid. in case the deposit was kept over one year the interest is paid for actual period at the effective rate. | |||
|
Period |
In UAH |
In USD |
In EUR |
|
For individuals up to 18 years |
18,0% p.a. |
up to 11,0% p.a. |
up to 11,0% p.a. |
|
The compounding is applied in calculating the interest. Increase of sum of the deposit is allowed without limitation. | |||
|
Minimum amount of deposit: UAH 500; USD/EUR 100. | |||
|
The account holder is individual who signed the agreement with the bank in favour of the child under 15 years old. After the attainment of majority the child is authorised to receive the deposit upon presentation of the passport, savings book and birth certificate. for deposits up to one year - the interest is not paid for deposits over one year - the interest is paid only for the full years | |||
Additional services that are offered by the bank through the depositors accounts:
drawing up of the will
drawing up of the power of attorney for the other person to dispose the funds.
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