Federal Reserve Board announces adoption of changes to part II of the Federal Reserve Policy on Payment System Risk
Specifically, the Board adopted a second posting time for forward same-day ACH transactions at 1:00 p.m. Eastern Time (ET) to supplement the current 5:00 p.m. ET posting time for forward same-day ACH transactions. In addition, the Board established that all returns of future-dated and same-day ACH transactions will post at the next available posting time or following the settlement of the associated forward transactions. The adopted ACH return posting times include 8:30 a.m., 1:00 p.m., 5:00 p.m., and 5:30 p.m. ET, with the specific posting time determined by when the item is received by the Reserve Banks.
The PSR policy changes become effective September 23, 2016, concurrent with the Reserve Banks' enhanced same-day ACH service.
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