OREANDA-NEWS  In the first half of 2025, Russians were more heavily in mortgage debt — the volume of overdue loan payments doubled in June compared to the same period in 2024. The data is provided by Cyan analysts, RIA Novosti writes.

The amount of overdue housing loans has reached 145.2 billion rubles, experts said. "The share of arrears in the total debt increased to 0.74 percent. This is not a record figure for the industry (it was above 0.8 percent until 2021), but the rapid growth is alarming — a year ago the share was only 0.36 percent," the analysts explained.

The largest share of mortgage debts was demonstrated by the republics of the Caucasus, as well as Tyva, Khakassia and Krasnodar Territory. At the same time, Ingushetia, Dagestan, North Ossetia and Tuva are ahead of other regions of Russia in terms of the rate of increase in the share of delays — over the year the indicator there increased by 2.1-6.7 percentage points.

The Moscow region is the leader in terms of overdue mortgage payments (19.4 billion rubles in Moscow, an increase of 1.8 times, and 14 billion in the Moscow region, an increase of 1.9 times). The Krasnodar Territory was also named among the leaders in this indicator (almost 10.2 billion rubles, an increase of 2.4 times), as well as St. Petersburg (6.8 billion rubles, an increase of 1.9 times).

Earlier, State Duma deputy Anatoly Aksakov said that the mortgage market in Russia would revive if the key interest rate dropped to 15 percent. That is, compared with the current level of market mortgage rates, the indicator should decrease by at least three percentage points, the parliamentarian explained.