OREANDA-NEWS In 2025, corporate clients of Sberbank redirected 372 billion rubles from traditional loans to bond loans in order to save on debt servicing, the bank said.

"It is important for us that financing works as a strategic resource, and not just to close cash gaps. Equity financing is not a loan, but a partnership. It allows companies to raise funds without increasing the debt burden, while maintaining control over the business. And bond loans have a direct economic effect — they reduce interest costs. Our customers have allocated the 1.8 billion rubles saved last year to modernize, enter new markets and create technological reserves," Andrei Dobrynin, director of Sberbank's investment department, said in a statement.

As noted in the message, the transition to bonds is part of the work of the Savings Bank to create a flexible financing portfolio. In 2025, BEAC increased its portfolio of mezzanine and equity financing instruments by 6% to RUB 1.76 trillion.