OREANDA-NEWS. November 30, 2007. A loan “Everything for a family” is provided to family couples for purchase of household appliances, TV sets, home audio and video equipment and furniture at the Bank’s partner store. The first such partner for AUB became TVC “Vestel” (#71/1a Baatyr Street, tel. 90 88 29). “The slogan for this loan “without further ado and additional documents” was chosen not without reason. This is a quite new approach to a consumer crediting in our country, reported the press-centre of AUB.

The loan documentation is drawn up directly in the shopping center within one hour by two Bank’s employees. The consumers are required to provide a minimal package of documents- passports and certificates of marriage registration. No any additional certificates and other papers, there is no need to go anywhere or to queue up! We trust our consumers and know the value of their time”, explains Roman Korobov, the sales manager of OJSC “AsiaUniversalBank”. The amount of a loan is from 7 000 to 210 000 soms. The credit period – from 7 to 21 months.

The initial installment (% of a good value):
Household appliances and furniture – 20%,
TV sets, home audio and video equipment - 40%.

Documents:
Passports of spouses with Bishkek city residence registration,
Certificate of marriage registration,
Children’s birth certificates (if any),
Driving licenses (if any).

Requirements to borrowers:
To be at least age 25 but not older than 55,
To be a citizen and a current resident of the Kyrgyz Republic,
To have a permanent work (at least 4 month at the current place of employment),
The duration of their marriage should be not less than a doubled credit period.

A loan “Everything for a family” is also available for family couples that have de facto marriage and have children together. In this case the date of birth of the first child is considered to be the date of marriage registration.