30.04.2010, 07:43
AMT BANK Offers Overdraft of Amount up to 60% of Deposit
OREANDA-NEWS. April 30, 2010. AMT BANK launched a service called “Overdraft for Depositor”. The maximum amount of overdraft totals 60% of the amount of a deposit (10 million rubles, 300 thousand US dollars or 250 euros), the press-centre of AMT BANK reported.
The minimum limit size is not restricted.
In order to have your overdraft opened, the depositor should visit any office of AMT BANK, complete an application and get a Visa plastic card free of charge. Within three days the Bank sets the amount of permitted overdraft in the account of the plastic card.
The security for the overdraft is pledge of rights under an agreement of term deposit, which was opened with AMT BANK. The interest rate for the overdraft is 6% higher than the one for the deposit, which is deemed to be the security. The term of the overdraft is equal to the term of the security deposit. The interest for utilization of the limit is paid subject to the terms of the deposit: monthly or at the end of the overdraft’s life.
The documents needed to have your overdraft opened: passport and permanent (or temporary) registration, for persons, which are subject to conscription – a military card.
The overdraft may be opened to any deposit save Multivalyutny (Multicurrency) and Avansovy (Advance) ones. During the whole life of the overdraft, the customer uses free of charge the SMS information service and BANK Online internet banking.
The minimum limit size is not restricted.
In order to have your overdraft opened, the depositor should visit any office of AMT BANK, complete an application and get a Visa plastic card free of charge. Within three days the Bank sets the amount of permitted overdraft in the account of the plastic card.
The security for the overdraft is pledge of rights under an agreement of term deposit, which was opened with AMT BANK. The interest rate for the overdraft is 6% higher than the one for the deposit, which is deemed to be the security. The term of the overdraft is equal to the term of the security deposit. The interest for utilization of the limit is paid subject to the terms of the deposit: monthly or at the end of the overdraft’s life.
The documents needed to have your overdraft opened: passport and permanent (or temporary) registration, for persons, which are subject to conscription – a military card.
The overdraft may be opened to any deposit save Multivalyutny (Multicurrency) and Avansovy (Advance) ones. During the whole life of the overdraft, the customer uses free of charge the SMS information service and BANK Online internet banking.
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