OREANDA-NEWS. “Expert RA” rating agency assigned ‘Radian’ Joint-Stock Commercial Bank creditworthiness rating A, which means very high credit solvency. The rating outlook is stable, which means high probability of maintaining the rating in the mid-term.

High capital adequacy is the key positive factor influencing the Bank rating. Moreover, the Agency’s analysts highlight good credit portfolio quality and good loan security.

Moderately high reliance of the resource base on liabilities that mature within 30 days and narrow business geography are the key negative factors restraining the Bank rating.