OREANDA-NEWS. 'Expert RA' rating agency upgraded 'Accept' Commercial Bank creditworthiness rating to A+, which means very high credit solvency; the outlook is stable; the rating sub-level is three. The Bank used to have rating A, which means high credit solvency, the first sub-level, with the positive outlook.

The balance of assets and liabilities, by their maturities, in the short-term, high loan security ratios and good loan portfolio quality have a positive impact. The acceptable concentration of major credit risks, the stable trends for raised funds and low concentration of raised funds on major lenders/ groups of lenders support the rating. The Agency highlights low exposure of the securities portfolio to credit and exchange risks and low currency risks undertaken by the Bank among other positive factors.