OREANDA-NEWS   The average requested amount of loans secured has decreased by 43% over the year, to 1.6 million rubles, according to a study by this financial marketplace, which RIA Novosti has.

"The average requested amount of loans secured by real estate on "Banks.ru" decreased by 43% over the year to 1.6 million rubles," the materials say.

It is noted that the apartment turned out to be the most popular collateral item when obtaining a loan — 78% of potential borrowers noted this type of real estate in the application. The house is in second place among the collateral items, followed by commercial real estate and apartments.

Potential borrowers noted that they were ready to leave other types of real estate as collateral: a land plot, a townhouse, a garage, however, the share of such applications in the total mass was insignificant, the study indicates.

Analysts found that loans secured by real estate were in demand mainly among men, the number of applications from them exceeded 56%.

The largest number of applications (34%) for a real estate loan were submitted by people aged 25 to 34, and the share of applications from young borrowers under 25 was 18%. This product is least in demand among the oldest age group — from 55 to 64 years old — their share was 4%.