OREANDA-NEWS By the end of 2025, the volume of bad debts of Russians increased by a third. The sharp increase is reported by the Izvestia newspaper, citing data from the Central Bank (CB).

The debt of Russians on loans of the lowest quality increased from 1.8 to 2.4 trillion rubles over the year. Loans that have already defaulted are considered non-refundable, the fifth category of quality.

Problem debt covers loans of the fourth (with a high probability of non—repayment) and fifth categories - they occupy almost seven percent of the retail loan portfolio of banks. A year earlier, their share was about 5.7 percent. Ilya Fedorin, Associate Director for Ratings of credit institutions at Expert RA, said that virtually every 14th ruble in the banks' retail portfolio is associated with a serious risk of non-repayment.