06.06.2025, 17:28
The condition for the restoration of the construction industry in Russia is named
Source: OREANDA-NEWS
OREANDA-NEWS The recovery of the construction industry in Russia will begin only after the key rate drops below 12 percent per annum. Kirill Kholopik, head of the Unified Resource of Developers (ERZ), called this condition in an interview with RIA Novosti.
The expert considers this level of the key rate to be the threshold beyond which mortgage lending in the country will once again become widespread. Ruslan Syrtsov, Managing Director of Metrium, predicts that the key rate will drop to 10-12 percent no earlier than 2027. Anton Glushkov, President of the National Association of Builders (NOSTROI), however, considers it sufficient to reduce the key rate to 15 percent per annum. Thanks to this, according to the agency's interlocutor, Russians will resume interest in new buildings, because only in 2024 the share of leveraged transactions in the real estate market reached 90 percent.
Leonid Zaikin, Head of the Financial Products Development Department at Plus Group, is optimistic about the current rate cut. He believes that even a small decline "will create a positive emotional background for the market," because the key interest rate has not decreased for more than two years. The growth of real estate transactions is also expected by Raw materials. According to him, buyers will have more confidence in refinancing. In addition, Russians will become more active in agreeing to purchase housing in installments, expecting that in the future they will be able to replace it with a mortgage.
Previously on "Dom.Russia" predicted a crisis in some regional real estate markets. Analysts explain this by the low level of sale of apartments. On average, about 55 percent of the commissioned housing has been sold in the country, but in some regions this figure does not reach even 20 percent.
The expert considers this level of the key rate to be the threshold beyond which mortgage lending in the country will once again become widespread. Ruslan Syrtsov, Managing Director of Metrium, predicts that the key rate will drop to 10-12 percent no earlier than 2027. Anton Glushkov, President of the National Association of Builders (NOSTROI), however, considers it sufficient to reduce the key rate to 15 percent per annum. Thanks to this, according to the agency's interlocutor, Russians will resume interest in new buildings, because only in 2024 the share of leveraged transactions in the real estate market reached 90 percent.
Leonid Zaikin, Head of the Financial Products Development Department at Plus Group, is optimistic about the current rate cut. He believes that even a small decline "will create a positive emotional background for the market," because the key interest rate has not decreased for more than two years. The growth of real estate transactions is also expected by Raw materials. According to him, buyers will have more confidence in refinancing. In addition, Russians will become more active in agreeing to purchase housing in installments, expecting that in the future they will be able to replace it with a mortgage.
Previously on "Dom.Russia" predicted a crisis in some regional real estate markets. Analysts explain this by the low level of sale of apartments. On average, about 55 percent of the commissioned housing has been sold in the country, but in some regions this figure does not reach even 20 percent.
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