OREANDA-NEWS Russians with one child need to hurry up to get a family mortgage before the new rules come into force. Dmitry Trepolsky, a business expert, called for this, his words are conveyed byГазета.ги ".

It is necessary to try to buy an apartment of this category of Russians as soon as possible in order to fix the rate at 6 percent. Starting in October 2026, the authorities are going to raise it to 12 percent in Moscow and St. Petersburg and to 10 percent in the regions, the financier recalled.

"Families with two children should not panic — the conditions for you remain approximately at the same level, you can choose an apartment carefully. It is more reasonable for families with three or more children to take a wait—and-see attitude and wait for the official launch of the updated program in order to apply for a loan at a reduced rate of 4 percent, significantly saving on overpayments and monthly payments," Trepolsky added.

Earlier, experts estimated that family mortgage payments for families with one child could double from October, to about 72,000 rubles per month.