OREANDA-NEWS  Ten of Russia's largest banks have raised the average maximum interest rate on ruble deposits. This is reported on the website of the Bank of Russia.

If in the third decade of November 2025 it was 15.6190 percent, then in the first decade of the first month of winter the rate increased to 15.6290 percent. In the second decade of November, its value was 15.4990 percent.

According to financier Ilya Vasilkov, if a person knows for sure that money will not be needed in the coming months, then a reasonable step would be to transfer part or all of the amount from a savings account to a term deposit.

Expert of the NIFI project of the Ministry of Finance of Russia "My Finances.Russian Federation" Maria Ivatkina believes that bank deposits remain the most popular and safest way to store savings in Russia. In addition, she called federal loan bonds with a permanent coupon a convenient tool. Owners of these securities can expect returns comparable to those provided by classic deposits.