OREANDA-NEWS Russians will start receiving increased CTP payments. New spare parts directories will come into force on September 19, 2026. Catalogs are created by the Russian Union of Motor Insurers (RSA) in accordance with the innovations that were previously approved by the Bank of Russia. The innovations will increase payments to drivers injured in road accidents by 8-10%, while the price of the policy will not increase. "In general, according to our assessment, due to the adopted amendments to the unified methodology, CTP payments will increase (the average CTP payment will increase by 8-10%). At the same time, the RSA does not expect the same increase in insurance premiums, today there are several constraining factors in this matter," the union explained.

One of the main factors that will prevent insurance prices from rising will be the practice of recourse claims against the perpetrators of accidents. If, for example, they were drunk at the time of the collision. The insurers clarified that the funds received in court and pre-trial will replenish the insurance reserves that are needed for current payments.

The RSA also noted that in the vast majority of cases, payments for car repairs under Avtograzhdanka fall within the limit of 400 thousand rubles. At the same time, judicial practice in which the amount of compensation reaches or exceeds 1 million rubles is not a "positive trend", since such payments are not included in reserves under existing CTP agreements.

"An increase in the volume of unpredictable payments over the limit may affect an increase in premiums for all policyholders, and the issue of extending the limit beyond 400,000 should be considered from the point of view of balancing the interests of all participants in compulsory motor liability insurance," the insurers concluded.