OREANDA-NEWS. 'Expert RA' rating agency confirmed 'New Industrial Bank' creditworthiness rating B++, which means acceptable credit solvency. The rating outlook changed from stable to positive. The positive outlook means high probability of upgrading the rating in the mid-term.

High capital adequacy and a good balance of assets and liabilities, by their maturities, in the short-term have a positive impact on the Bank's creditworthiness. The Agency also positively estimates the provisioning ratio adequate to the current credit risk level and a good balance of assets and liabilities, by their maturities, in the long-term.

'Expert RA' analysts highlight the narrow customer base, absence of a license for raising individuals' money into deposits and low loan portfolio security as the key rating-restraining factors.