OREANDA-NEWS  At the end of 2025, there was a sharp rise in demand in the primary real estate market. Alexander Tsyganov, Head of the Department of Mortgage Lending at the Financial University under the Government.

According to the economist, the growth in consumer interest is mainly due to the desire of many Russians to make a purchase before the mortgage is tightened. "This is also the traditional desire to catch the last carriage," commented Tsyganov. As the interlocutor of the portal reminded, the new rules for issuing family mortgages will begin to operate from February — if previously each spouse could apply for a housing loan under a preferential program separately, now the husband and wife will act as co-borrowers.

In addition, the authorities are discussing the possibility of linking the mortgage interest rate to the number of children. The already approved and possible changes in the mortgage market are forcing Russians to hurry up with the implementation of the transaction.

In addition, Russians received bonuses and bonuses at work at the end of the year. Having extra money on hand, people preferred to invest it in an understandable and familiar tool for them — real estate, the economist added.

Earlier, realtors named the reason for the rise in price of the "primary" in certain regions of Russia. Statistics show that, first of all, prices have skyrocketed in the military-industrial regions, where the majority of the population has seen wages rise significantly above average over the past couple of years.