The Central Bank Said There is No Discrimination Against Borrowers Unvaccinated from COVID-19
Earlier on the same day, Izvestia reported that in 2022, Russians who will apply for new mortgages or large consumer loans may be affected by the fact that the absence of a valid certificate of coronavirus vaccination will lead to a noticeable increase in the cost of the loan.
Experts said that one of the results of the pandemic may be that changes will be made to the insurance conditions: the maximum age of candidates accepted for insurance without prior underwriting will decrease, and the size of tariff coefficients for people with chronic diseases will increase.
“Currently, a draft regulation of the Bank of Russia is being discussed, which establishes requirements for credit insurance. The document also does not contain any provisions on vaccination, ”the Bank of Russia noted.
The press service of the bank MKB told Izvestia that for non-targeted loans in a financial institution there is a single tariff for life and health insurance for all categories of borrowers from 18 to 70 years old inclusive at the date of the insurance contract.