OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Transportny' Commercial Bank creditworthiness rating А, which means high credit solvency, the third sub-level. The rating outlook is stable.

High loan portfolio quality, a good balance of assets and liabilities, by their maturities, in the short- and long-terms are the main factors having a positive impact on 'Transportny' Commercial Bank rating. Growth in the resource base in 2012/2013 and low undertaken currency risks are also highlighted as positive factors.

Low capital adequacy, high Н6 ratio values, low coverage of operating costs with net interest and commission income and poor resource base diversification by customers were highlighted as the factors restraining the Bank's creditworthiness.